Wealth Management · Fort Worth

Wealth management for Fort Worth business owners.

Fort Worth has no shortage of financial advisors. But most of them manage portfolios. We manage the relationship between your wealth, your family, and the business you built.

A Fort Worth Firm, Not a National Chain

We don’t start with spreadsheets.

Drive down West 7th or Camp Bowie and you’ll pass a dozen wealth management offices. Most of them are branches of national firms with advisors who rotate every few years. They’ll ask about your portfolio, your risk tolerance, and your time horizon. Then they’ll plug it into a model.

Decidedly Wealth Management is different. We’re a Fort Worth firm — founded here, based here, rooted here. Sanger’s office is on Camp Bowie Boulevard. His kids go to school in this community. When you call, he answers.

And we start differently. We ask: who are you? What did you build? What matters most to you? Who depends on you? Only after we understand the full picture do we talk about money. Because a financial plan that doesn’t account for your identity, your family dynamics, and your values will eventually fail.

Sanger D. Smith, wealth management advisor Fort Worth

Sanger D. Smith, CEPA™ · APMA® · BFA™

What Makes Us Different

Built for business owners. Not everyone.

CEPA-Certified

Exit Planning Expertise

We hold the Certified Exit Planning Advisor designation — specialized training in helping business owners plan and execute successful transitions. Most wealth managers don’t have this.

Two Published Books

Thought Leadership

“Decidedly Wealthy” and “A Life Rich with Significance” lay out our philosophy and framework. We don’t just manage money — we’ve written the playbook.

750+ Podcast Episodes

Proven Track Record

The Decidedly Podcast has featured hundreds of conversations about decisions, wealth, leadership, and significance. We practice what we preach — publicly, every week.

Who We Serve

Our clients are builders.

Family Business Owners

Owners who’ve built their business and are navigating growth, exit, or transition. Your business is your biggest asset — and it deserves specialized attention in your wealth plan.

Post-Exit Wealth

Business owners who’ve already sold and now need to steward a significant liquidity event. The transition from business income to investment income requires a different kind of guidance.

Next-Generation Wealth

The children and grandchildren of business owners who are inheriting wealth and responsibility. We help the next generation make decisions that honor the legacy while building their own.

Common Questions

Wealth management FAQ.

How is Decidedly different from other wealth managers?

We specialize in business owners. Our Decision Lab framework addresses your identity, your business value, and your life goals — not just your investment returns. We also bring CEPA certification, two published books, and over 750 podcast episodes of real-world expertise.

Do you only work with business owners?

Business owners and their families are our primary focus. This includes current owners, post-exit owners, and next-generation family members. Our framework and expertise are designed around the unique challenges business-owning families face.

What does “fiduciary” mean?

A fiduciary is legally required to act in your best interest. Through Kestra Advisory Services, we provide fiduciary investment advice — meaning our recommendations are based on what’s best for you, not what generates the highest commission.

What does a first meeting look like?

It’s a free, relaxed conversation. We ask about your business, your family, and what matters most to you. No portfolio reviews on the first call. Just the questions that actually matter. Learn about our Decision Lab process.

Fort Worth Business Owner?

Let’s talk about what matters.

Your first conversation is free. No pressure, no pitch — just a chance to talk about your business, your family, and your wealth.

Book a Free Conversation
(817) 615-9711 · Fort Worth, TX